Test & Measurement Equipment Financing for Labs That Can’t Wait
Precision Gear Without the Capital Freeze
Oscilloscopes, spectrum analyzers, and automated test systems are among the most expensive — and most essential — tools in any lab. But paying cash for precision gear freezes the capital you need for staff, materials, and R&D. Financing your test equipment keeps your lab current and competitive while your money stays working elsewhere. When a contract or deadline demands the latest instruments, you get them now and spread the cost over time.
What Test Equipment Qualifies
Oscilloscopes, spectrum and network analyzers, signal generators, multimeters, power supplies, environmental chambers, calibration equipment, and ATE systems. New and used instruments qualify, and installation, calibration, and accessories can be rolled into the same financing.
Why Labs Finance
Test technology moves fast, and refresh cycles rarely wait for budget season. Calibration and compliance requirements don’t pause either, and many contracts are won or lost on whether your gear is current. Financing preserves your R&D budget, lets you refresh on your schedule, and turns a six-figure purchase into a manageable monthly payment.
How It Works
- Apply in minutes — up to $500,000 with no financial statements.
- Get approved fast — most decisions in minutes.
- Get funded — deferred payments up to 3 months available.
The Section 179 Tax Advantage
Section 179 may let you deduct the full cost of qualifying lab equipment in year one — even when financed. Read the official IRS guidance. Consult your tax advisor.
Frequently Asked Questions
Can I finance used or refurbished test gear?
Yes — new, used, and refurbished instruments from dealers all qualify for financing.
How fast is approval?
Most applications are approved in minutes, so your lab doesn’t lose time waiting on paperwork.
Can calibration costs be included?
Yes — calibration, installation, and accessories can be bundled into the same financing.
Is a down payment required?
No — 100% financing is available with no money down.
What terms are available?
Terms from 12 to 72 months let you match payments to your budget and refresh cycle.
Can I defer payments?
Yes — payments can be deferred for up to 3 months, so the equipment can be earning before the first payment.
Get the Best Rates Today
Click here to get the most current and up-to-date rates — approvals within minutes