Medical Equipment Financing for Small Practices
Modern Equipment for Your Practice, Without the Cash Drain
Today’s patients expect modern care — digital imaging, comfortable treatment rooms, and up-to-date clinical technology. But outfitting a dental office, urgent care clinic, veterinary practice, or imaging center with new equipment can cost hundreds of thousands of dollars, tying up the cash you need for staff, supplies, and growth. That’s why so many dentists, physicians, veterinarians, and practice owners finance their medical equipment instead of paying cash. Financing lets you put new dental chairs, imaging systems, and surgical equipment to work right away — generating revenue — while spreading the cost over predictable monthly payments.
What Medical Equipment Qualifies
Dental chairs and X-ray units, imaging equipment (X-ray, ultrasound, MRI, CT), surgical and procedure equipment, patient monitoring systems, lab and diagnostic equipment, EHR and practice IT systems, sterilization equipment, exam tables, and office furniture for medical practices. New and used equipment qualifies, and installation, training, and software costs can be rolled into the same financing.
Benefits of Financing Your Medical Equipment
- Preserve cash flow — keep working capital for payroll, supplies, and practice growth.
- Section 179 tax deduction — deduct the full cost of qualifying equipment in year one.
- Fast approvals — most decisions in minutes, so you can order equipment right away.
- Application-only up to $500,000 — no financial statements required.
How It Works
- Apply in minutes — up to $500,000 with no financial statements.
- Get approved fast — most decisions in minutes.
- Get funded — deferred payments up to 3 months available.
The Section 179 Tax Advantage
Section 179 may let you deduct the full cost of qualifying medical equipment in year one — even when financed. Read the official IRS guidance. Consult your tax advisor.
Frequently Asked Questions
Can I finance used medical equipment?
Yes — new and used equipment qualifies, including refurbished imaging systems and pre-owned dental chairs.
How fast is approval?
Most applications are approved in minutes, with application-only financing up to $500,000 — no financial statements required.
Is a down payment required?
No — 100% financing is available, so you can preserve your cash for running your practice.
Can installation and training costs be included?
Yes — installation, training, software, and warranty costs can be rolled into the same financing package.