CNC Machine Financing for Growing Machine Shops
Add Capacity Now, Keep Cash for Materials and Payroll
More jobs are coming in the door, but your spindles are already running around the clock. A new CNC mill or lathe could double your capacity — but precision machinery is expensive, and paying cash ties up the money you need for materials, tooling, and payroll. That’s exactly why so many machine shops finance their CNC equipment instead of paying cash. Financing lets you put a new mill, lathe, or router on the floor right away while spreading the cost over time, so the machine starts earning before it’s paid off.
What CNC Equipment Qualifies
CNC mills and vertical machining centers, CNC lathes and turning centers, CNC routers, plasma and laser cutting tables, tooling and workholding, and more. New and used machines qualify, and rigging and installation costs can be rolled into the same financing.
How It Works
- Apply in minutes — up to $500,000 with no financial statements.
- Get approved fast — most decisions in minutes.
- Get funded — deferred payments up to 3 months available.
The Section 179 Tax Advantage
Section 179 may let you deduct the full cost of qualifying machinery in year one — even when financed. Read the official IRS guidance. Consult your tax advisor.
Frequently Asked Questions
Can I finance used CNC machines?
Yes — new and used, including auction and dealer purchases.
How fast is approval?
Most applications approved in minutes.
Is a down payment required?
No — 100% financing available.
Get the Best Rates Today
Click here to get the most current and up-to-date rates — approvals within minutes